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Why You Shouldn’t Accept the First Insurance Settlement

Motor vehicle accidents involving trucks can cause severe physical injuries. There is also often severe damage to personal property. Following an accident, you could find yourself facing thousands of dollars in expenses. The physical and financial setbacks can make recovery even more difficult. In addition, the physical and mental suffering, loss of income, and other hardships can make you desperate for financial help. The insurer might offer you a settlement and your hardship could cause you to accept the first offer; however, it’s best to decline their offer and contact a truck accident law firm instead.

Instead of accepting the initial offer, call a Los Angeles truck accident attorney first. A lawyer with experience knows how to deal with insurance companies and their lawyers. You need to scrutinize any offer of a settlement that you receive. The offer might sound good, but it’s possible you’re not getting a fair offer. Here are some reasons why you shouldn’t settle for the first offer:

  1. The first offer is usually too low. The main goal of the insurance company is to save money. That means they don’t have your best interest in mind. They want to pay you as little as possible to get the claim settled. That’s one reason why it helps to have a Los Angeles truck accident lawyer on your side. The attorney will know how much is a fair offer, and we have the experience to deal with the insurance company.

The insurance company might want you to believe their first offer is the best you can get, but that’s not usually the case. In many cases, the first offer is just an attempt to pay you just enough to go away. It helps to have an attorney to guide you during this process.

  1. You could underestimate how much compensation you deserve. It often takes time to realize the true scope of damages following an accident. If you accept a settlement offer immediately after an accident, you might be cheating yourself. This is because you haven’t had enough time to accurately assess the situation. You might find it beneficial to contact a Los Angeles personal injury attorney. This type of attorney can provide better insight into what you’re likely facing, as far as your medical expenses.

For example, you might develop complications from injuries received during the accident. The medical treatment you require could cost thousands of dollars, and it could take months or years for you to recover. That’s why a Los Angeles truck accident lawyer will recommend waiting before accepting a settlement. Once you know the medical expenses you’re facing, the amount of lost wages, and other damages, then you can better negotiate a settlement. Jumping at the first offer is almost always going to get less than you deserve.

Getting the Best Settlement
Grey Law has professional attorneys ready to help with your case. Our dedicated team has experience dealing with tough insurance companies. We work to get all of our clients the best possible settlement.

Working with an attorney is the best way to get a good settlement. Dealing with insurance companies requires focus. When you’re recovering from an accident, you’re usually not in the best frame of mind. This is especially true if you’re in pain or under great stress. It’s highly likely that you’ll find it difficult to know what is a fair settlement offer. Plus, if you’re not a Los Angeles truck accident attorney, you probably lack the knowledge and experience to negotiate the best settlement.

Having an experienced attorney on your side will make things easier. You can focus on recovering while your attorney deals with the insurance company. Another benefit is that your attorney can determine what is a fair settlement amount. The attorney can help determine your present and future expenses to get the best settlement that you can.

It’s possible that the insurance company will refuse to make a fair offer. In that case, you might find yourself facing them in court. There are instances in which a victim will need the courts to enter the picture. If that happens, an attorney will have the skills and knowledge needed to help you in court.

You deserve fair compensation for your pain and suffering. Contact a truck accident law firm following your accident for guidance on how to proceed. If you’re dealing with numerous injuries, a Los Angeles personal injury attorney can help as well.

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